Apply, refer & earn transparent rewards
Discover demat, loans, credit cards & more. Share your referral link, set your own payout split, and watch multi-level rewards hit your wallet.
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Refer & Earn
One pool. Fair splits. No hidden margin.
Company configures the campaign payout — say ₹1,000. You and your network divide it transparently.
You refer Sonu, keep ₹800
₹800 → Sonu's conversion
You earn the upstream difference
₹200 → You
Every rupee is traceable in the ledger
Total always = ₹1,000
3-level example
Vishwanath (L1)
Allocation ₹1,000
Sonu (L2)
Allocation ₹800
Rahul (L3 · converts)
Allocation ₹600
Simple
How it works
Register free
Get a permanent OMI User ID in seconds.
Pick a campaign
Choose from demat, loans, cards & more.
Set your payout
Decide the split you offer downstream.
Earn & withdraw
Rewards hit your wallet on conversion.
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Frequently asked questions
Is registration free?
Yes. You get a permanent OMI User ID and can start referring immediately.
How is the payout split decided?
The company sets the campaign pool. You choose how much of your allocation to keep vs. offer downstream — it's locked when you create a link.
When can I withdraw?
After your KYC is verified and your reward is approved, you can withdraw to bank or UPI.
Do old rewards change if a campaign rate changes?
Never. Historical conversions keep the exact rules locked at the time of the referral link.
Ready to turn your network into income?
Join OMI Fintech and start earning transparent, multi-level referral rewards today.